/* ==========================================================================
   Épargne et impôt — Page « Épargne »
   Deux chemins (je commence / j'ai déjà de l'épargne), question du fonds de
   pension, catégories, tour complet. Sans JavaScript, tout est visible.
   ========================================================================== */

.epa { --epa-or: #a8853f; --epa-or-fonce: #6f5320; --epa-nuit: #0f2a2e; --epa-encre: #1b1f1e; }
.epa-in { max-width: 1040px; margin: 0 auto; }
.epa h2, .epa h3, .epa h4 { text-wrap: balance; }

/* ---------- Héro ---------- */
.epa-hero { padding-bottom: var(--space-8); }
.epa-hero h1 { max-width: 26ch; }
.epa-kicker {
  font-family: var(--font-mono); font-size: var(--font-size-xs); letter-spacing: .14em;
  text-transform: uppercase; color: #e6d8b6; margin: 0 0 var(--space-4);
}
.epa-sous { font-size: var(--font-size-lg); line-height: 1.55; color: #cfd6d0; max-width: 56ch; margin: 0 0 var(--space-6); }
.epa-portes { display: grid; grid-template-columns: 1fr 1fr; gap: var(--space-4); max-width: 880px; }
.epa-porte {
  display: flex; flex-direction: column; gap: .55rem; text-align: left; cursor: pointer;
  padding: 1.5rem 1.6rem 1.6rem; border-radius: var(--radius-xl);
  background: rgba(255,255,255,.06); color: #fff; font: inherit;
  border: 1px solid rgba(255,255,255,.22);
  transition: background .25s, border-color .25s, transform .25s;
}
.epa-porte:hover { background: rgba(255,255,255,.12); border-color: #e6d8b6; transform: translateY(-2px); }
.epa-porte:focus-visible { outline: 3px solid #e6d8b6; outline-offset: 3px; }
.epa-porte-tag { font-family: var(--font-mono); font-size: var(--font-size-xs); letter-spacing: .12em; text-transform: uppercase; color: #e6d8b6; }
.epa-porte-titre { font-size: var(--font-size-xl); font-weight: var(--font-weight-bold); line-height: 1.2; }
.epa-porte-txt { font-size: var(--font-size-base); line-height: 1.5; color: #cfd6d0; }
.epa-porte[aria-pressed="true"] { background: #e6d8b6; border-color: #e6d8b6; color: var(--epa-nuit); }
.epa-porte[aria-pressed="true"] .epa-porte-tag { color: #6f5320; }
.epa-porte[aria-pressed="true"] .epa-porte-txt { color: #2a3a3a; }
.epa-meme { margin: var(--space-4) 0 0; font-size: var(--font-size-sm); color: #b7bfb8; }

/* ---------- Panneaux ---------- */
.epa-panel, .epa-360, .epa-erreurs { padding: var(--space-10) 0; }
.epa-panel:nth-of-type(odd) { background: var(--color-neutral-50, #fbf9f4); }
html.js .epa-panel[hidden] { display: none; }
.epa-eyebrow {
  font-family: var(--font-mono); font-size: var(--font-size-xs); letter-spacing: .14em;
  text-transform: uppercase; color: var(--epa-or-fonce); margin: 0 0 .6rem;
}
.epa-eyebrow-clair { color: #e6d8b6; }
.epa h2 { font-size: clamp(1.7rem, 3.6vw, 2.5rem); line-height: 1.12; letter-spacing: -.02em; margin: 0 0 var(--space-4); color: var(--epa-nuit); }
.epa-intro { font-size: 1.1875rem; line-height: 1.6; color: #2f3937; max-width: 62ch; margin: 0 0 var(--space-6); }
.epa-lien { color: var(--epa-or-fonce); font-weight: var(--font-weight-semibold); text-decoration: underline; text-underline-offset: 3px; }
.epa-lien:hover { color: var(--epa-nuit); }

/* ---------- Chemin 1 : les étapes ---------- */
.epa-etapes { list-style: none; counter-reset: etape; margin: 0; padding: 0; }
.epa-etapes > li {
  counter-increment: etape; position: relative; padding: var(--space-6) 0 var(--space-6) 5rem;
  border-top: 1px solid var(--color-neutral-200, #d8d2c6);
}
.epa-etapes > li::before {
  content: counter(etape, decimal-leading-zero); position: absolute; left: 0; top: var(--space-6);
  font-family: var(--font-mono); font-size: 2.2rem; font-weight: 600; line-height: 1; color: var(--epa-or);
  font-variant-numeric: tabular-nums;
}
.epa-etapes h3 { font-size: 1.4rem; line-height: 1.25; margin: 0 0 .5rem; color: var(--epa-nuit); }
.epa-etapes p { font-size: 1.0625rem; line-height: 1.7; max-width: 64ch; margin: 0 0 .8rem; color: #2f3937; }
.epa-trio { display: grid; grid-template-columns: repeat(3, 1fr); gap: var(--space-4); margin: var(--space-4) 0; }
.epa-carte { background: #fff; border: 1px solid var(--color-neutral-200, #d8d2c6); border-radius: var(--radius-xl); padding: 1.2rem 1.3rem; }
.epa-carte-nom { font-family: var(--font-mono); font-size: var(--font-size-xs); letter-spacing: .12em; text-transform: uppercase; color: var(--epa-or-fonce); margin: 0 0 .3rem !important; }
.epa-gros { font-family: var(--font-mono); font-size: 2rem; font-weight: 600; color: var(--epa-nuit); margin: 0 0 .4rem !important; font-variant-numeric: tabular-nums; }
.epa-carte-leg { font-size: .95rem !important; line-height: 1.55 !important; color: #474e4c !important; margin: 0 !important; }

/* ---------- Chemin 2 : la question du fonds de pension ---------- */
.epa-q { font-size: 1.35rem; line-height: 1.3; color: var(--epa-nuit); margin: var(--space-8) 0 var(--space-4); }
.epa-q2 { margin-top: var(--space-10); }
.epa-choix { display: grid; grid-template-columns: repeat(4, 1fr); gap: var(--space-4); }
.epa-choix-btn {
  display: flex; flex-direction: column; gap: .35rem; text-align: left; cursor: pointer; font: inherit;
  padding: 1.1rem 1.2rem; border-radius: var(--radius-xl); background: #fff; color: var(--epa-nuit);
  border: 2px solid var(--color-neutral-200, #d8d2c6); transition: border-color .2s, background .2s, transform .2s;
}
.epa-choix-btn b { font-size: 1.05rem; line-height: 1.25; }
.epa-choix-btn span { font-size: .875rem; line-height: 1.4; color: #474e4c; }
.epa-choix-btn:hover { border-color: var(--epa-or); transform: translateY(-2px); }
.epa-choix-btn:focus-visible { outline: 3px solid var(--epa-or); outline-offset: 3px; }
.epa-choix-btn[aria-pressed="true"] { border-color: var(--epa-nuit); background: var(--color-primary-50, #eaf0ee); }

.epa-regime {
  margin-top: var(--space-6); background: #fff; border: 1px solid var(--color-neutral-200, #d8d2c6);
  border-left: 5px solid var(--epa-or); border-radius: var(--radius-xl); padding: var(--space-6);
}
html.js .epa-regime { display: none; }
html.js .epa-regime.ouvert { display: block; animation: epa-entre .35s ease both; }
@keyframes epa-entre { from { opacity: 0; transform: translateY(8px); } to { opacity: 1; transform: none; } }
.epa-regime > h3 { font-size: 1.6rem; line-height: 1.2; margin: 0 0 var(--space-4); color: var(--epa-nuit); }
.epa-duo { display: grid; grid-template-columns: 1.15fr 1fr; gap: var(--space-8); }
.epa-regime h4 {
  font-family: var(--font-mono); font-size: var(--font-size-xs); letter-spacing: .12em; text-transform: uppercase;
  color: var(--epa-or-fonce); margin: var(--space-4) 0 .5rem;
}
.epa-regime h4:first-child { margin-top: 0; }
.epa-regime p, .epa-regime li { font-size: 1.03rem; line-height: 1.7; color: #2f3937; }
.epa-regime p { margin: 0 0 .8rem; }
.epa-liste { margin: 0 0 1rem; padding-left: 1.2rem; }
.epa-liste li { margin-bottom: .6rem; }
.epa-verifs { list-style: none; counter-reset: v; margin: 0 0 var(--space-4); padding: 0; }
.epa-verifs li { counter-increment: v; position: relative; padding: .2rem 0 .9rem 2.4rem; }
.epa-verifs li::before {
  content: counter(v); position: absolute; left: 0; top: .2rem; width: 1.7rem; height: 1.7rem; border-radius: 50%;
  display: grid; place-items: center; font-family: var(--font-mono); font-size: .85rem; font-weight: 700;
  background: var(--epa-nuit); color: #fff;
}
.epa-chiffres { display: grid; grid-template-columns: repeat(3, 1fr); gap: .8rem; margin: var(--space-4) 0; }
.epa-chiffres div { background: var(--color-neutral-50, #fbf9f4); border: 1px solid var(--color-neutral-200, #d8d2c6); border-radius: var(--radius-lg); padding: .9rem 1rem; }
.epa-chiffres b { display: block; font-family: var(--font-mono); font-size: 1.35rem; color: var(--epa-nuit); font-variant-numeric: tabular-nums; }
.epa-chiffres span { display: block; font-size: .82rem; line-height: 1.4; color: #474e4c; margin-top: .25rem; }
.epa-src { font-size: .85rem !important; line-height: 1.55 !important; color: #58615e !important; border-top: 1px solid var(--color-neutral-200, #d8d2c6); padding-top: .9rem; margin-top: var(--space-4) !important; }
.epa-src a { color: var(--epa-or-fonce); }

/* ---------- Catégories ---------- */
.epa-cats { display: grid; grid-template-columns: repeat(auto-fit, minmax(290px, 1fr)); gap: var(--space-4); }
.epa-cat { background: #fff; border: 1px solid var(--color-neutral-200, #d8d2c6); border-radius: var(--radius-xl); padding: 1.3rem 1.4rem; display: flex; flex-direction: column; }
.epa-cat h4 { font-size: 1.2rem; line-height: 1.25; margin: 0 0 .5rem; color: var(--epa-nuit); }
.epa-cat p { font-size: 1rem; line-height: 1.6; color: #2f3937; margin: 0 0 .7rem; }
.epa-cat .epa-cat-q { font-size: .93rem; color: #474e4c; border-left: 3px solid var(--epa-or); padding-left: .7rem; }
.epa-cat .epa-lien { margin-top: auto; font-size: .95rem; }

/* ---------- Comparer ---------- */
.epa-compare { background: var(--epa-nuit); color: #eef0ea; border-radius: var(--radius-xl); padding: var(--space-6); max-width: 880px; }
.epa-compare p { color: #eef0ea; font-size: 1.125rem; line-height: 1.65; margin: 0 0 .9rem; }
.epa-compare .epa-compare-note { color: #cfd6d0; font-size: .98rem; margin: 0; padding-top: .9rem; border-top: 1px solid rgba(255,255,255,.2); }

/* ---------- Tour complet ---------- */
.epa-360 { background: var(--color-neutral-100, #ece7dd); }
.epa-tuiles { display: grid; grid-template-columns: repeat(3, 1fr); gap: var(--space-4); }
.epa-tuile {
  display: flex; flex-direction: column; gap: .5rem; padding: 1.3rem 1.4rem; text-decoration: none;
  background: #fff; color: var(--epa-encre); border: 1px solid var(--color-neutral-200, #d8d2c6); border-radius: var(--radius-xl);
  transition: transform .25s, border-color .25s, box-shadow .25s;
}
.epa-tuile:hover { transform: translateY(-3px); border-color: var(--epa-or); box-shadow: var(--shadow-xl); }
.epa-tuile:focus-visible { outline: 3px solid var(--epa-or); outline-offset: 3px; }
.epa-tuile-k { font-family: var(--font-mono); font-size: var(--font-size-xs); letter-spacing: .12em; text-transform: uppercase; color: var(--epa-or-fonce); }
.epa-tuile b { font-size: 1.15rem; line-height: 1.3; color: var(--epa-nuit); }
.epa-tuile span:last-child { font-size: .95rem; line-height: 1.55; color: #474e4c; }

/* ---------- Erreurs ---------- */
.epa-trois { display: grid; grid-template-columns: repeat(3, 1fr); gap: var(--space-6); margin-top: var(--space-6); }
.epa-num { display: block; font-family: var(--font-mono); font-size: 3rem; font-weight: 600; line-height: 1; color: var(--epa-or); margin-bottom: .6rem; }
.epa-trois h3 { font-size: 1.2rem; line-height: 1.3; margin: 0 0 .5rem; color: var(--epa-nuit); }
.epa-trois p { font-size: 1.02rem; line-height: 1.65; color: #2f3937; margin: 0; }
.epa-suite { margin: var(--space-6) 0 0; }

/* ---------- Même service + appel final ---------- */
.epa-final { background: var(--epa-nuit); color: #eef0ea; padding: var(--space-10) 0; }
.epa-final h2 { color: #fff; max-width: 24ch; }
.epa-service { list-style: none; margin: var(--space-6) 0; padding: 0; display: grid; gap: var(--space-4); max-width: 760px; }
.epa-service li { font-size: 1.0625rem; line-height: 1.65; color: #dfe5df; padding-left: 1.4rem; border-left: 3px solid var(--epa-or); }
.epa-service b { color: #fff; }
.epa-cta { margin: var(--space-6) 0 .6rem; }
.epa-petit { font-size: .95rem; color: #b7bfb8; margin: 0 0 var(--space-6); }
.epa-final .pg-nap { color: #cfd6d0; border-top-color: rgba(255,255,255,.2); }
.epa-final .pg-nap a { color: #e6d8b6; }
.epa-avis { font-size: .82rem; line-height: 1.55; color: #9aa59f; margin: 1rem 0 0; max-width: 70ch; }

/* ---------- Mobile ---------- */
@media (max-width: 900px) {
  .epa-choix { grid-template-columns: 1fr 1fr; }
  .epa-duo { grid-template-columns: 1fr; gap: var(--space-4); }
  .epa-tuiles, .epa-trois, .epa-trio { grid-template-columns: 1fr; }
  .epa-chiffres { grid-template-columns: 1fr; }
}
@media (max-width: 640px) {
  .epa-portes { grid-template-columns: 1fr; }
  .epa-choix { grid-template-columns: 1fr; }
  .epa-etapes > li { padding-left: 0; padding-top: 4.4rem; }
  .epa-etapes > li::before { top: 1.2rem; }
  .epa-regime { padding: var(--space-4); }
  .epa-panel, .epa-360, .epa-erreurs, .epa-final { padding: var(--space-8) 0; }
}
@media (prefers-reduced-motion: reduce) {
  .epa-porte, .epa-choix-btn, .epa-tuile { transition: none; }
  html.js .epa-regime.ouvert { animation: none; }
}
@media print { .epa-portes, .epa-choix { display: none; } html.js .epa-regime, html.js .epa-panel[hidden] { display: block !important; } }

/* ---------- Premier écran simple + séparateur cliquable ---------- */
.epa-trois { list-style: none; margin: 0 0 var(--space-4); padding: 0; display: grid; grid-template-columns: repeat(3, 1fr); gap: var(--space-4); max-width: 880px; }
.epa-trois li { padding: 1.1rem 1.3rem; border-radius: var(--radius-lg); background: rgba(255,255,255,.07); border: 1px solid rgba(255,255,255,.18); display: flex; flex-direction: column; gap: .35rem; }
.epa-trois b { font-size: var(--font-size-lg); color: #fff; line-height: 1.25; }
.epa-trois span { font-size: var(--font-size-base); line-height: 1.5; color: #cfd6d0; }
.epa-chiffres-ligne { margin: 0 0 var(--space-6); font-family: var(--font-mono); font-size: var(--font-size-xs); letter-spacing: .04em; color: #e6d8b6; }
.epa-cta-hero { margin: 0 0 var(--space-3); }
.epa-meme { margin-top: var(--space-2); }
.epa-sep { background: var(--color-neutral-50, #fbf9f4); padding: var(--space-5) 0; }
.epa-sep-btn { display: flex; align-items: center; gap: var(--space-4); width: 100%; max-width: 980px; margin: 0 auto; padding: .6rem var(--space-4); background: none; border: 0; cursor: pointer; font: inherit; color: var(--color-primary-900, #0f2a2e); }
.epa-sep-ligne { flex: 1; height: 1px; background: var(--color-neutral-300, #cfcac0); }
.epa-sep-txt { display: flex; flex-direction: column; align-items: center; text-align: center; font-weight: var(--font-weight-bold); font-size: var(--font-size-lg); line-height: 1.25; }
.epa-sep-txt small { font-weight: 400; font-size: var(--font-size-sm); color: var(--color-neutral-500, #6b6f6a); margin-top: .2rem; }
.epa-sep-fl { flex: none; transition: transform .25s; }
.epa-sep-btn:hover .epa-sep-txt { text-decoration: underline; text-underline-offset: 4px; }
.epa-sep-btn:focus-visible { outline: 3px solid #a8853f; outline-offset: 3px; border-radius: 8px; }
.epa-sep-btn[aria-expanded="true"] .epa-sep-fl { transform: rotate(180deg); }
.epa-portes-zone { padding-top: var(--space-6); padding-bottom: var(--space-6); }
.epa-portes-zone .epa-porte { background: #fff; color: var(--color-primary-900, #0f2a2e); border-color: var(--color-neutral-300, #cfcac0); }
.epa-portes-zone .epa-porte-txt { color: var(--color-neutral-700, #43504f); }
.epa-portes-zone .epa-porte-tag { color: #8a6a2c; }
.epa-portes-zone .epa-porte:hover { background: #fbf6e8; border-color: #a8853f; }
.epa-portes-zone .epa-porte[aria-pressed="true"] { background: #0f2a2e; color: #fff; border-color: #0f2a2e; }
.epa-portes-zone .epa-porte[aria-pressed="true"] .epa-porte-txt { color: #cfd6d0; }
.epa-portes-zone .epa-porte[aria-pressed="true"] .epa-porte-tag { color: #e6d8b6; }
html:not(.js) .epa-sep { display: none; }
html.js #epa-plus[hidden] { display: none; }
@media (max-width: 760px) { .epa-trois { grid-template-columns: 1fr; } .epa-sep-ligne { display: none; } .epa-sep-btn { justify-content: center; } }
@media print { .epa-sep { display: none; } html.js #epa-plus[hidden] { display: block !important; } }